Product
What chasing certificates costs the program.
Enter your roster and the hours your team already spends. The model uses published DueFiles prices and assumptions you can change. It is a planning tool, not a quote.
Your program
Inputs
Modeled annual net, after DueFiles
$21,747
312 staff hours returned, minus the Pro plan ($99/mo).
Labor returned (before subscription)
$22,935
Current annual labor
$22,880
Follow-up time recaptured
105 hrs
DueFiles plan in this model
Pro · $99/mo
Net annual (after subscription)
$21,747
Payback
0.1 months
Delay reduction in this model is 38% of cycles currently spent waiting on a missing page. Change any input. The plan band follows published vendor caps on pricing.
Where the hours go
Reading the ACORD 25, hunting endorsements, explaining a gap to a broker who already issued the cert, and assembling a board or lender packet. Minutes per file become days per quarter once the roster grows.
What the model counts
Staff time on reviews, plus follow-up time on first-pass failures. Subscription cost uses the published band for your vendor count. You can drag every assumption, including time reduction, toward a conservative number.
What it does not count
Uninsured loss, AP holds, and delayed jobs. Those are why teams buy this category. They are also too specific to pretend a slider can price them. Treat the dollar result as labor only.
Assumptions, in the open
- How accurate is this calculator?
- Directional. It multiplies the hours and rates you enter by a time-reduction factor you control (default 75%). Actual results depend on packet quality, renewal bunching, and how strictly you review low-confidence files. Change the sliders until the inputs look like your shop.
- Why a 70% first-pass fail rate?
- Subcontractor and vendor certificates often arrive missing additional-insured forms, waivers, or the right entity name. Your own rate may be lower. Drag it.
- Which plan does it pick?
- Free through 10 vendors, Starter through 50, Pro through 200, Business through 750, matching published pricing. If you need SSO or managed review, write to sales.